MEUTIA, Kardinah Indrianna; RINALDO. Harmonised Regulation as a Catalyst for Cloud Driven Agility in Financial Services Institutions. Novatio : Journal of Management Technology and Innovation , [S. l.], v. 2, n. 1, p. 42–54, 2024. DOI: 10.61978/novatio.v2i1.845. Disponível em: https://journal.idscipub.com/index.php/novatio/article/view/845. Acesso em: 7 nov. 2025.