HARIANTO. From FinTech to Shariah-Compliant Distributed Ledgers: A Systematic Synthesis of Blockchain Adoption, Governance, and Socio-Technical Barriers in Islamic Financial Systems. Journal of Islamic Finance and Banking, [S. l.], v. 1, n. 1, p. 21–27, 2026. Disponível em: https://journal.idscipub.com/index.php/jifb/article/view/1578. Acesso em: 24 jun. 2026.